INDIVIDUAL INVESTMENT SOLUTIONS
Whether you’re starting out, young family, established family, retiree or single, Laird Financial can assist you in reaching your financial goals and dreams.
Our Services
not just an investment, it’s a relationship
Registered Retirement Savings Plan (RRSP)
A Registered Retirement Savings Plan (RRSP) or (RSP) is one of the best ways to help ensure your financial security.
Non Registered Investments
They are suitable for short- medium- and long-term savings and they are not subject to the rules which apply to registered accounts however they are taxable investment accounts available to Canadian citizens and have no contribution limits.
Registered Retirement Income Fund (RRIF)
RRIF is an account registered with the federal government that gives the account holder consistent income in retirement.
Tax Free Savings Account (TFSA)
A TFSA can be used to enhance your overall financial plan and help you to save for both short term and long term goals.
Registered Education Savings Plan (RESP)
An investment option to help your family prepare for their children’s post-secondary education and achieve their financial goals.
Annuities
Invest your savings into a stable and regular pay cheque for life with a life annuity. Income annuities are an easy way to help ensure your needs are covered throughout retirement.
Guaranteed Interest Account (GIA)
A GIA guards against market volatility providing security of the principal with a guarantee rate of return.